For homeowners with significant equity, HELOCs are a popular way to fund home improvements, pay for unexpected expenses or establish an emergency fund. HELOCs became even more popular in 2020 and 2021, thanks to historically low interest rates. Today, it can be harder to find lenders who are offe

Government home loans, like VA, FHA and USDA loans, are designed to provide qualified applicants with better loan terms and interest rates. They’re insured by the federal government, and as a result they’re not held to the more traditional guidelines for income, debt, credit and down payment that F